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Capitec Online Casinos

Adiela de BruynWritten by Adiela de Bruyn• Eugene JacobsReviewed by Eugene Jacobs•Last reviewed 16 September 2026
At a Glance

Capitec lets South African players deposit at online casinos using their Capitec account, usually through the banking app or a supported instant payment flow. You choose Capitec in the cashier, enter the amount, approve the payment through your bank, and the deposit is normally confirmed quickly.

  • Best for: Capitec customers who want local bank payments
  • Deposit speed: Usually instant or near-instant
  • Withdrawals: Depends on the casino and its banking process
  • Check first: Casino support, fees, minimum limits and payout times

It is a practical choice if you already bank with Capitec, but check the casino’s licence and withdrawal rules before adding money.

The South African online casino world has grown steadily. The number of players joining gaming sites is increasing, and so is our need for varied payment methods. With gambling accessible on the go, us players seek fast and reliable payment options to fund ourgambling.

Today we discuss Capitec, a payment solution that has recently launched, yet is already being used by many SA gamblers, including us. Offered by South Africa’s main bank, Capitec is safe, secure and reliable. A great banking option for you, if you would like to start playing at online casinos in South Africa.

Table of contents


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Top 5 Capitec Casinos in South Africa

Licence note (South Africa): Every site below is labelled as either SA-licensed bookmaker or offshore-licensed. SA-licensed means a South African provincial bookmaker licence; offshore means a foreign licence and no local SA regulation. Read our legal guide.
18+ only. Gamble responsibly. Need help? Call SARGF on 0800 006 008.
  1. 1
    10Bet Casino
    10Bet Casino
    Since 2003
    Welcome bonus valid for Capitec payments (up to R5000)
    Capitec accepted
    Yes
    Deposit time
    Instant
    Min. Deposit
    R10
    Currency
    ZAR
    Expert score5.0/5
    Play Now
    10Bet Casino Review
    Ozow OzowInstant EFT Instant EFTCapitec Pay Capitec PayVisa VisaBank Wire Bank Wire+ more
    18+ • New customers offer • T&Cs apply • Gamble responsibly • License: Mpumalanga (SA-licensed bookmaker with casino-style games) • Review Updated: 16 Sep 2026
  2. 2
    ZarBet
    ZarBet
    Since 2024
    Welcome bonus valid for Capitec payments (up to R2000)
    Capitec accepted
    Yes
    Deposit time
    Instant
    Min. Deposit
    R100
    Currency
    ZAR
    Expert score4.0/5
    Play Now
    ZarBet Review
    Instant EFT Instant EFTCapitec Pay Capitec PayMastercard MastercardApple Pay Apple PayBank Wire Bank Wire+ more
    18+ • New customers offer • T&Cs apply • Gamble responsibly • License: Western Cape (SA-licensed bookmaker with casino-style games) • Review Updated: 16 Sep 2026
  3. 3
    Playabets
    Playabets
    Since 2012
    Welcome bonus valid for Capitec payments (up to R3000)
    Capitec accepted
    Yes
    Deposit time
    Instant
    Min. Deposit
    R100
    Currency
    ZAR
    Expert score4.0/5
    Play Now
    Playabets Review
    Ozow OzowInstant EFT Instant EFTCapitec Pay Capitec PayMastercard MastercardApple Pay Apple Pay+ more
    18+ • New customers offer • T&Cs apply • Gamble responsibly • License: Mpumalanga (SA-licensed bookmaker with casino-style games) • Review Updated: 16 Sep 2026
  4. 4
    20Bet Casino
    20Bet Casino
    Since 2020
    Welcome bonus valid for Capitec payments (up to R2400)
    Capitec accepted
    Yes
    Deposit time
    Instant
    Min. Deposit
    R400
    Currency
    ZAR
    Expert score4.0/5
    Play Now
    20Bet Casino Review
    Ozow OzowCapitec Pay Capitec PayMastercard MastercardBank Wire Bank WireBitcoin Bitcoin+ more
    18+ • New customers offer • T&Cs apply • Gamble responsibly • License: Curacao (Offshore online casino, not locally regulated) • Review Updated: 16 Sep 2026
  5. 5
    BetXchange
    BetXchange
    Since 1998
    Welcome bonus valid for Capitec payments (up to R20,000)
    Capitec accepted
    Yes
    Deposit time
    Instant
    Min. Deposit
    R10
    Currency
    ZAR
    Expert score2.0/5
    Play Now
    BetXchange Review
    Ozow OzowEasy EFT Easy EFTInstant EFT Instant EFTCapitec Pay Capitec PayMastercard Mastercard+ more
    18+ • New customers offer • T&Cs apply • Gamble responsibly • License: West + Eastern Cape (SA-licensed bookmaker with casino-style games) • Review Updated: 16 Sep 2026
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What icon

What is Capitec?

Capitec is a mobile payment option offered by Capitec Bank in South Africa. The aim of the payment method is to offer you robust security, fast payments and also accessibility. Whilst money is deducted from your own Capitec Bank Account, the payment method connects with online e-wallets. This adds an added layer of security to all your casino payments, with no need of sharing any personal or financial information.

Since Capitec is a mobile application, all you need is a cell phone to get started. Once you choose Capitec as your payment method of choice, your mobile number will be visible as your transaction information. Once you download the Capitec mobile application, choose Capitec pay at online casinos. Your gaming transactions will reach their destination within hours.

To add more security to your transactions, Capitec will send you a mobile app notification. We received this ourselves instantly. You would need to approve the payment for it to go through. Once you click approve, the deposit will go through immediately and funds will be available to you instantly.

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Depositing at Online Casinos using Capitec

To get started, we headed to the casino’s payment page to check if the site supports Capitec payments. Here you will find all of the deposit and withdrawal methods the site offers. Once you confirm that Capitec is a viable option, installing the Capitec mobile app is the next step. You can either head over to the Capitec mobile site to do so, or locate the app via your mobile app store. The process of locating the app and downloading it only took us 2 mins in total.

Now that you have both the online casino application and the Capitec application both download on your mobile device, you can follow the below steps:

  • Log into your casino account using your email and password
  • Tap on the Cashier Page and click on Deposit
  • Choose Capitec from the payment method drop down menu
  • Enter your mobile number to log into your mobile Capitec Account (Once verified, you will then be redirected to the Deposit page)
  • Enter the amount of ZAR you would like to deposit
  • Approve the payment via the mobile app (You will receive a notification on your mobile to approve)
  • Once your transaction is approved, click on Deposit.
  • Check your casino balance and start playing your go to casino games.
Using icon

Withdrawing Casino winnings Using Capitec

Capitec also offers you the option to also withdraw casino winnings. The withdrawal process is also a simple one to follow. You can use the above process, but tap on withdraw. Once the withdrawal page pops up, choose Capitec as your payment option, and enter the amount you would like to withdraw.

Once you approve the withdrawal of funds, the request is sent to the casino team. Your withdrawal might take up to 48 hours (excluding weekend), depending on the casino withdrawal policy.Just like deposits, there is no need to expose your Capitec Bank Account details, all withdrawals are linked to your mobile number.

We tried withdrawing ourselves using Capitec, and the process was seamless. Once we requested the withdrawal, actually receiving our winnings took 4 hrs in total. Withdrawal times also depend on the casino’s policies and procedures.

Fees

You would need to have a Capitec Bank Account to make deposits at online casinos. The fee for holding an account with the banking institution is that of ZAR7.50 per month for all personal clients.

A few years back, the bank used to charge ZAR1 per transaction, however this has changed in 2025, with the bank restructuring all payment fees. The good news is that all Capitec Pay transactions remain unchanged at ZAR1, including your online gambling transfers.

Capitec Casino
Using icon

Pros of Using Capitec

  • Highly accessible in South Africa
  • Robust security features
  • Using mobile number instead of personal information
  • Instant transactions (deposits)
  • Mobile payment done with a tap of button
  • User Friendly transactions
  • Low fees
  • Two Factor Authentication (approving all payments via mobile app)
  • Friendly customer support
Using icon

Cons of Using Capitec

  • The need of Capitec Bank Account
  • Charges ZAR1 per transaction
Conclusion icon

Conclusion

If you are looking for a safe payment solution to cater for your South Africa gaming transactions, look no further. Capitec is deemed as one of the safest and most accessible Banks in the region, with Capitec Pay being a viable option for your gaming.

Low fees, high security and no need to share your personal details are winning traits when making online payments. Capitec deposits reaching your casino account instantly is also a bonus.The payment gateway is connected to your Bank Account, hence also eliminating the need for extra wallets or accounts to fund your play. Tried and tested by us for both deposits and withdrawals, we 100% recommend Capitec. It is fast, reliable and offers tons of security added to all your online transactions.

Questions icon

Frequently Asked Questions about Capitec Casino Payments

We’ve outlined the most frequently asked questions about using Capitec for online casino payments in South Africa. Find answers below for a smoother payment experience.

What is Capitec?

Capitec is a mobile-based payment option available to South Africans. It is connected to your bank account, yet uses your mobile number to generate casino transactions.

Does Capitec support both casino deposits and withdrawals?

Yes, Capitec allows you to complete both deposits and withdrawals at South African online gambling sites. Simply choose Capitec as your option via the cashier to proceed.

Are there fees attached to my casino transactions?

All casino payments using Capitec are charged a flat ZAR1 fee, which is relatively low compared to charges by alternative payment gateways.

How do I get started with Capitec?

To use Capitec Pay, you need a Capitec Bank personal account. Download the Capitec Pay mobile app and register. Once registered, you can use Capitec for both casino deposits and withdrawals.

How do I get support for my Capitec transactions?

For questions related to your casino transactions, contact the casino’s Customer Support team. You can also reach Capitec Bank’s Customer Care team via +27 21 941 1377.

Written by
Adiela de Bruyn

Adiela de Bruyn

18 years experience • Reviews, Insights and Marketing
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Adiela founded the website and has over 18 years of experience in the gambling industry. She reviews all listed casinos and carefully checks licensing, safety, and legal requirements before anything is published.

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280Pages
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Checked by
Eugene Jacobs

Eugene Jacobs

6 years experience • Compliance and Audits
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Eugene is our compliance and audits expert with years of experience in the online gambling industry, carefully verifying licensing, regulatory standards, and fairness before every page is published.

Expert on:ComplianceAudits
335Pages Reviewed
6Years Experience
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